Jim Ford is the co-owner of Illini Asset Recovery, a company that is in the business of repossession. His job is simple: when people don’t pay the bank, he is employed to repossess the cars.
I’ve been shot at, ran over, just about everything you can imagine,” he said. “I haven’t been stabbed yet,” he added thankfully.
It’s all a part of the job, but there are some cases, like the case that gained him social media attention, that just don’t sit well with the soul. When Ford arrived in Red Bud, Illinois, he was greeted by a couple that broke his heart. Stan and Pat Kipping only ever used the car to go to doctor’s appointments, the grocery store, and the pharmacy, but they had fallen behind on their payments to everyone – including the bank.
You know, it was just one of those repo’s,” said Ford. “My grandparents are gone, but you know– I could see them in the Kippings. I knew what was going on. The cost of their medications have doubled or tripled, and I know that’s happening to everybody. I knew why they were behind.”
Ford went through with the repossession, but stopped the car a block from the home, just out of sight and called the bank he was working for. He explained the situation and asked if it would be alright to bring their account up to current…out of his own pocket. The bank agreed.
Ford set up a GoFundMe account and had the money raised in just 8 hours. He was continuing to receive donations for the couple and used some of the money to have the oil changed and the car cleaned.
We owe a drug store $500,” said Pat. “We owe IGA, our grocery store, money. And then this happened. It’s made me think that there are very good people out there, and it’s not all bad.”
Complete strangers want to make sure that the couple can still afford their medications without worrying about their car being taken away again.
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